Peninsula Retirement Solutions

 
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At PRS, we focus our efforts on three types of clients

  • Those whose children have graduated and have shifted their focus on retirement

  • People who are already retired and are looking to get the most income from their assets

  • Parents who are preparing to pay for college tuition

You can not plan for college in a vacuum. Taking a holistic approach and accounting for the parents’ well being in retirement has created PRS and our team to explore and become familiar with some of the most effective ways to help maximize income provided by retirement assets.

Three Key Areas:

  • Avoiding losses while retaining the ability to get better than fixed rate returns

  • Minimizing impact of taxes

  • Significantly reduce the risk of outliving your money

Three Ways to Potentially Do This:

  • Have more - get the highest rate of return while eliminating downside risk.

  • Pay less – reduce the negative impact of taxes and fees.

  • Leverage - take advantage of annuities that can guarantee lifetime income – often increasing

    income.

Testimonials
Lisa W. - Rumson

“Tom and his team really were able to clarify best practices approaches to both figuring out a way to pay for college, but for also assisting us with our retirement objectives and goals. Just a great, fundamental approach.”

Bill P. - Shrewsbury

“Both Chris and Tom were so instrumental in showing us that we didn’t have to take too much unnecessary risk, yet still get a great retirement income stream that we absolutely can count on for our lifetimes.”

Glenn J. - West Long Branch

“Really interesting and thorough approaches and a full review of how both our college plan and our retirement plan had way too many variables and unknowns. They then went about crafting a unique plan of attack that has done exactly what they said it was going to do and we feel so much better about our future and our ability to have lasting income.”

Peter A. - Wall

“Chris took us through multiple meetings and we discussed our full college and retirement challenges – and then he and his team were able to set us up with a very creative and specific plan of attack where we were able to tackle each challenge and really understand how risk and taxation were going to be critical obstacles that we had to address.”

Our Locations

Rumson Office:

732-889-4710

20 Bingham Avenue

Rumson, NJ 07760

Red Bank Office:

848-359-8157

200 Schulz Drive, Suite 125

Red Bank, NJ 07701